You love your dog. You adore your cat. You’d do anything for your bird. The best part of any day is coming home to them. Pets are more than just best friends, they are members of our families. So, wouldn’t you want to make sure your family member was insured? Terrible things can happen. There are thousands of car accidents every day. There’s the fear of natural disasters and workplace injuries.
So, if you insure your car, your house, and yourself, then why wouldn’t you want to insure your animal? Pet insurance is a practical way to ensure that you can financially afford to take care of your furry, scaly, or feathered friend without the worry of expensive vet bills that could leave you unable to care for your animal. It’s reported that nearly ten percent of animal deaths in Australia are due to pets having to be put down because of expensive care.
What Coverage Does My Pet Get?
Routine vet visits aren’t the only thing you need to worry about with your pets. Broken legs, tick bites, and surgery are all things your pet might need during its lifetime, and when these emergencies do happen, you want to make sure they have high-quality care that will allow them to live long and comfortable lives.
Pet insurance can cover the following areas:
- Percentage of vet bill
- Cancer treatment
- Eye / Ear / Skin conditions
- Gastrointestinal problems
- Tick paralysis
- Accidental injury
- Emergency visits or hospitalization
- Specialty care
- Prescription medicine
- Emergency boarding fees
- International travel
Pet insurance is not limited to all of the above, and different companies have different plans that can provide less or more coverage. Some companies will even provide a discount for more than one pet. It’s always a good idea to shop around and look at different quotes, and even see if companies have cooling off periods to see if you like the benefits.
Just Do It
Right now, you might have a young pet, and it’s highly possible you won’t really need the insurance, unless there is a serious emergency. However, the same can be said for a car or a house. You don’t drive every day presuming you’ll be in an accident, nor do you expect your house to be flooded or burgled, but you insure them anyways. Even if you don’t think your pet needs the highest level of coverage now, as they grow older, it’s more and more likely they will need more care. Remember, you can always increase coverage, but you can’t bring back a life.
If you love your pet and want to make sure they get the best care possible without worry of financial hardship, then it’s time to get your pet insurance. Not only will it give you peace of mind, but it will always be there for when those unexpected accidents or illnesses occur. No one expects bad things to happen, but we still take out life insurances policies, buy home and car insurance, and get health insurance for our families. Your pets are part of your family, so make sure they are insured, because you never know what could happen.